This  paper  investigated  the  credit  constraints  by  the  SMEs  in  Tien  Giang  province  of  Viet  Nam.  Data  used  were
collected  from  direct  interviews  190  SMEs  in  production  and  trading  sectors.  By  using  the  multiple  regression
analysis,  the  findings  showed  that  the  asymmetric  informaton  proxied  by  the  Collateral,  Credit  insurance  and
Relationship time between SMEs and Banks is significantly affecting on the credit constraints of the SMEs in Tien
Giang province of Viet Nam. Regarding to given results, possible implications are mainly considered as follows.  
Keywords: Credit constraints, SMEs, Tien Giang