This study aims to determine factors affecting pineapple farmers’ accessibility to formal credit in Hau Giang Province. Data of the study were collected by direct interviews of 152 pineapple farmers. By logit regression, the authors have indicated the factors beneficially affecting farmers' formal credit access are agricultural land area, production experience, education, cooperation, and familiarity with credit institutions. In particular, credit familiarity plays the most crucial role in farmers' ability to access formal credit.