ARTICLE INFO

ABSTRACT

Received date: 20/08/2015

Accepted date: 19/02/2016

The studies on determinants of access to formal credit of industrial and constructional Small and Medium Enterprises (SMEs) in Can Tho City, Viet Nam used primary data from 200 industrial and construction SMEs in the Can Tho City in 2013. Using the Probit model, the findings have showed that three factors including number of operational years in business of the enterprises, the scale of enterprises and the enterprises’ revenue growth rates are statistically significant affect on the ability to access credit by SMEs. The results implied possible solutions to improve the possibility to access to formal credits industrial and constructional SMEs given by financial institutions, to assist the Enterprises to invest and widen their production and performance.

KEYWORDS

Credit, SMEs, Industry, Construction, Can Tho